Live from my actual database
The debt.
$117,517.60
$119,162.32 if I lose this fight.
⏱ Not counting $1,644.72 of penalty interest I am fighting to reverse by Aug 22
Full context: I missed a deferred-interest deadline in July and $1,644.72 posted to Card 5. It is on my statement right now, which is why the higher number above is the one my accounts show. I have until Aug 22 to get it reversed, and you will see here whether I did.
Every account.
Names masked, numbers real.
Card 1The Big Onehardship rate
7.99% APR
$29,581.14
Card 2The Sleeperhardship rate
0.00% APR
$14,797.15
Card 5The Time Bombpenalty hitincludes $1,644.72 disputed
32.99% APR
$5,727.89
Card 3needs a call
25.49% APR
$6,216.96
Card 4needs a call
28.49% APR
$5,427.60
Card 6Underwaterunderwater
29.74% APR
$2,996.54
Card 7Underwater Toounderwater
30.49% APR
$2,819.56
Card 8
28.24% APR
$1,013.15
Card 9
28.99% APR
$659.35
Personal Loan 1restructured
21.46% APR
$9,241.92
Personal Loan 2restructured
14.07% APR
$5,951.05
Student Loan 1
6.08% APR
$5,014.98
Student Loan 2
6.08% APR
$3,405.20
Student Loan 3
6.08% APR
$5,232.06
Student Loan 4stale number
4.28% APR
$4,651.17
Vehicle
fixed payment
$16,426.60
Payments.
- Card 2 · 2026-06-30−$160.75
- Card 3 · 2026-06-22−$174.47
- Card 9 · 2026-06-20−$25.00
- Card 6 · 2026-06-20−$30.00
- Card 5 · 2026-06-18−$142.00
- Card 4 · 2026-06-18−$200.00
- Card 4 · 2026-06-18−$150.00
- Personal Loan 2 · 2026-06-16−$286.02
- Card 4 · 2026-06-15−$950.00
- Personal Loan 1 · 2026-06-14−$237.91
Watch this number hit zero.
I'm paying this off by building things on the internet, and publishing every dollar in The Build Log.
Follow the payoff →